awarded by the International Association of Registered
Financial Consultants (IARFC) to those financial advisors
who can meet the high standards of education, experience and
integrity that are required of all its members.
In a society that grows
more complex every day, consumers are presented with the
need to balance personal financial security with the
constant pressures of family, career, community
responsibilities and personal enrichment. The
financial marketplace is ever-changing with new laws,
regulations, products and conflicting media messages.
Making the right moves at the right time is critical to
accomplishing personal objectives.
Kim Carlson has been
in the finance and accounting profession since 1980,
starting her own consulting business in 1984 and receiving
her RFC designation in 2003. In the same year, she
received her Loan Officer certification from the School of
Mortgage Lending. Kim has also been a student of
technology since the early 1980's, studying programming,
then becoming proficient at computer graphics. This
led to creating and updating web sites for a number of
RFC Code of
I will at all times put my client's interest above my
* I will maintain proficiency in my work through continuing
* When fee-based
services are involved, I will charge a fair and reasonable
fee based on the amount of time and skill required.
* I will abide by both the spirit and the letter of
the laws and regulations applicable to financial planning
* I will give my client the same service that I would
give to myself in the same circumstances.